Answer by Loren Pechtel for Employer offering Roth 401k as well as...
(Really a comment on JoeTaxpayer's answer but it's too long)There's one big factor that for some people tips things strongly in favor of the Roth:While the limits on paper for traditional and Roth are...
View ArticleAnswer by TTT for Employer offering Roth 401k as well as traditional 401(k),...
In addition to JoeTaxpayer's thorough answer, I just want to tackle one particular question that was also asked:...all employer contributions are pretax?There are a few main reasons that employer...
View ArticleAnswer by JTP - Apologise to Monica for Employer offering Roth 401k as well...
The Roth/Traditional decision is complex, but can be broken down into a set of simple rules. Ideally, you want to choose to tax your money at the lowest possible rate. This specifically refers to your...
View ArticleEmployer offering Roth 401k as well as traditional 401(k), established in career
I am 33 years old and currently enrolled in my employers traditional 401(k) plan where I am putting 4% of my salary pre tax and having a maximum of 4% employer match into my plan. After 6 more months...
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